Thousands of families across Punjab are receiving Rs. 10,000 cash support under the Nigehban Card PIN Scheme 2026. But many beneficiaries are still confused about one important step — how to activate or reset their ATM PIN.
If you have received your card under the scheme, here is the latest 2026 update on generating your PIN safely and quickly. Nigehban Card PIN
What Is the Nigehban Card PIN?
The Nigehban ATM card is issued by Bank of Punjab under the supervision of the Punjab Government. It allows registered low-income families to withdraw Rs. 10,000 cash assistance and use the amount for essential purchases.
However, without a PIN, the card cannot be used.
Why Generating a PIN Is Mandatory
Your PIN protects your funds.
It ensures:
-
Only the cardholder can withdraw money
-
Safe ATM transactions
-
Secure digital payments at shops
If your card is lost or stolen, the PIN prevents misuse.
Latest 2026 Methods to Generate Nigehban Card PIN
The Punjab Government has simplified the process this year. You can now generate your PIN using three official methods.
1. ATM Method (Fastest Option)
Visit any Bank of Punjab or 1-Link ATM.
Steps:
-
Insert your Nigehban card
-
Select “PIN Generation / Change”
-
Enter your CNIC number
-
Create a secure 4-digit PIN
-
Confirm and receive SMS confirmation
Time required: 2–5 minutes.
2. USSD Mobile Method (New 2026 Update)
This is one of the biggest improvements this year.
-
Dial *770# from your registered mobile number
-
Select “PIN Generation for Nigehban Card”
-
Enter your CNIC
-
Set a new 4-digit PIN
-
Receive confirmation SMS
Important: Your SIM must be registered against your CNIC.
3. Bank Branch Method
If ATM or USSD does not work:
-
Visit your nearest Bank of Punjab branch
-
Or go to your local Assistant Commissioner office
-
Carry original CNIC and Nigehban card
-
Request PIN generation
Officials will verify your record through PSER and complete the process.
Eligibility Before PIN Activation
Your PIN cannot be generated unless your data is verified in the Punjab Social Economic Registry (PSER).
Make sure:
-
Your PSER record is updated
-
Household income is below Rs. 60,000
-
CNIC is valid and active
-
No car or tractor is registered in your name
-
Mobile number is linked to CNIC
You can check eligibility by sending your CNIC number to 8070.
Common Issues During PIN Generation
Some users face delays due to:
-
CNIC not linked with SIM
-
Unverified PSER registration
-
Multiple failed PIN attempts
-
Temporary ATM system load
If your PIN gets blocked after three wrong attempts, visit the bank branch for reactivation.
Security Tips for Nigehban Card Users
-
Never share your PIN with anyone
-
Avoid using birth dates as PIN
-
Change PIN immediately if suspicious activity occurs
-
Keep your CNIC and card secure
Remember, all PIN services are completely free.
Helpline and Official Support
For any issue:
-
Call official helpline: 0800-02345
-
SMS CNIC to 8070
-
Visit Tehsil or Assistant Commissioner office
Always rely on official channels only.
Conclusion
Generating your Nigehban Card PIN in 2026 is now faster and easier. With ATM and USSD services active across Punjab, beneficiaries can access their Rs. 10,000 relief without unnecessary delays.
Just ensure your PSER verification is complete and your mobile number is registered. Your PIN is the key to accessing your financial support safely.
FAQs for Nigehban Card PIN
Q1: Can I generate Nigehban Card PIN without a registered SIM?
No. For USSD method, your mobile number must be linked to your CNIC.
Q2: How long does ATM PIN generation take?
Usually 2 to 5 minutes after CNIC verification.
Q3: What if my PIN is blocked?
Visit a Bank of Punjab branch or Tehsil office with your original CNIC.
Q4: Is there any fee for PIN generation?
No. The service is completely free.
Q5: Can I change my PIN later?
Yes. You can change it anytime using a Bank of Punjab ATM.
For More Updates and Schemes Information Visit Us Regularly
